Understand Your Finances

While it can be tempting to begin your property search immediately, it's important to know your financial situation including what you can afford to purchase. Understanding your finances before you begin viewing properties will significantly help streamline the search and offer process.

Be sure to research grants and other government schemes available to you as this may increase your budget. Your chosen real estate agent will also be able to provide helpful advice if required.

If a loan or mortgage is required for your purchase, discussing your needs with a lender and establishing pre-approval status on the loan will help set the purchase price of your property and ensure you are well prepared when it comes time to make an offer on a property. Speak to your real estate agent about this process as they will be able to refer you to a local financial specialist.